Terms of Service

1. Acceptance of Terms

By accessing and using SmartFeeCalc.com ("the Website," "our Service," "we," "us," or "our"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website.

2. Description of Service

SmartFeeCalc.com provides free online financial calculators, including but not limited to PayPal fee calculators, sales tax calculators, tip calculators, discount calculators, and CPM calculators. These tools are designed to help freelancers, gig workers, and small business owners estimate fees, taxes, and other financial calculations.

3. Use of Service

3.1 Permitted Use

You may use our Service for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations
• Attempt to gain unauthorized access to our systems or networks
• Use automated systems (bots, scrapers) to access the Service in a way that sends more requests than a human could reasonably produce
• Interfere with or disrupt the Service or servers
• Transmit viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

3.2 User Accounts

Currently, SmartFeeCalc.com does not require user registration or accounts. If we introduce user accounts in the future, you will be responsible for maintaining the confidentiality of your account credentials.

4. Disclaimer of Warranties

Our Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the Service will be uninterrupted, timely, secure, or error-free
• Warranties regarding the accuracy or reliability of calculation results
• Warranties that defects will be corrected

5. Not Financial Advice

You should consult with qualified professionals (such as certified accountants, financial advisors, or tax attorneys) before making any financial decisions based on the calculations or information provided by our Service. Any reliance you place on our calculators or information is strictly at your own risk.

6. Limitation of Liability

To the maximum extent permitted by applicable law, SmartFeeCalc.com and its owners, operators, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Financial losses resulting from reliance on calculation results
• Business interruption or loss of business opportunity
• Any other damages arising from your use or inability to use the Service

In no event shall our total liability to you for all damages exceed the amount of $100 USD or the amount you paid us in the last six months (if any), whichever is greater.

7. Intellectual Property

All content on SmartFeeCalc.com, including but not limited to text, graphics, logos, code, and software, is the property of SmartFeeCalc.com or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

8. Third-Party Links and Services

Our Website may contain links to third-party websites or services (such as Google AdSense). We are not responsible for the content, privacy policies, or practices of any third-party sites. Your interactions with third-party services are solely between you and the third party.

9. Indemnification

You agree to indemnify, defend, and hold harmless SmartFeeCalc.com and its owners, operators, employees, and affiliates from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of another party.

10. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your information.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.

12. Termination

We reserve the right to terminate or suspend your access to the Service at any time, without notice, for any reason, including but not limited to violation of these Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Indonesia, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of Indonesia.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SmartFeeCalc.com regarding your use of the Service and supersede all prior agreements and understandings.

16. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: grafisify@gmail.com

SmartFeeCalc.com Team
Indonesia